Medicare Plans and supplemental policies, Dental, Vision and Employer Group plans ACA affordable health care "Obamacare" licensed agent Homeowners, auto insurance,renters, recreational such as motorcycle,boat, RV Commercial, Business owner, workers comp insurance, Contractors, Bonding, Surety Bonds
Medicare Plans and supplemental policies, Dental, Vision and Employer Group plans ACA affordable health care "Obamacare" licensed agent Homeowners, auto insurance,renters, recreational such as motorcycle,boat, RV Commercial, Business owner, workers comp insurance, Contractors, Bonding, Surety Bonds
Brands
Dave Ramsey Endorsed Local Provider, Employers Mutual Insurance, Hanover Insurance, Progressive Insurance, Qualchoice, Safeco, United Health Care
Payment method
check, visa, mastercard, debit
Location
Just Down the Hill from Professor Bowl before walgreens and across the street from TJ Maxx and the DMV! Just look for our name on the wall!
FIA is the Endorsed Local Provider for Dave Ramsey for Property and Casualty. As an ELP we will make sure you understand your coverage and offer suggestions on how to maximize your coverage, even if we do not write it. We can provide for most of your insurance needs from home, auto, health, medicare, life, business insurance and bonding. We have multiple markets available so let us save you valuable time by doing the research for you. We will find you the best company to fits your individual need and circumstance.
Accreditation
Maumelle Chamber
BNI
Independent Insuarnce Agents of AR
Society of Certified Insurance Counselors
Dave Ramsey Endorsed Local Provider
Associations
Professional Insurance Agents of Arkansas Independent Insurance Agents of Arkansas
A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.
Motorcycle Insurance
Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.
Boat Insurance
Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage. Availability varies by state and by insurance company. Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount.
If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions.
Home Insurance
If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
Life insurance from Frazier Insurance Agency can help you secure your family's financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living.
Health Insurance
The Affordable Care Act (ACA) was signed into law by President Barack Obama on March 23, 2010. Often referred to as Obamacare, the law establishes minimum standards for health insurance policies and mandates that everyone purchase some form of health insurance. One of the primary goals of Obamacare is the expansion of coverage to individuals who were previously unable to purchase insurance due to pre-existing conditions.
Disability Insurance
Individual Disability Income Protection is a must for a business owner, and highly recommended for executives. If you are a business owner, you should consider purchasing both group and individual policies, if possible. As an executive, you should be sure to obtain group coverage if it is available. Only forty-three percent of large companies provide group long term disability insurance.
Long Term Care
Did you know over 40% of people receiving long-term care services are under the age of 65? This is one of the reasons why long-term care insurance has become a frequently requested employee benefit. Employer-based long-term care insurance is an essential part of a comprehensive benefits package.
Dental Insurance
Individual Dental Insurance is available to individuals and families that are not covered by group dental insurance. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist's office could mean a substantial amount of money out of your pocket.
Vision Insurance
A group vision insurance plan is especially attractive for employers because it is inexpensive to offer, yet it's another employee favorite. This is a separate plan that provides coverage for eye exams and/or for frames, lenses and contact lenses.
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs.
Commercial Property Insurance
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Workers Compensation Insurance
Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.
Commercial Liability Insurance
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
Professional Liability Insurance
Professional liability insurance, also sometimes referred to as errors and omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
Earthquake Insurance
Toni Collier has been my agent for many years. Her knowledge, experience, and advice has helped me and my family through everything from teenage driving to storm damage. I called her last week about my homeowner’s insurance and ways to save some money. I mentioned dropping earthquake insurance so she shared pros and cons and advised me that since I live in a condo, a good idea to keep it. Well, we felt the earthquake last Saturday and the first thing I thought of was Toni’s sound advice and friendship. Thanks, Toni! You Rock! Drue